# Automotive Funding — Merchant Fund Express > Fast funding for auto repair shops, body shops, used car dealers, parts wholesalers and detailers. $5K-$5M, 500+ FICO, 2-4 hour decisions from a direct funder. URL: https://merchantfundexpress.com/automotive-funding/ ## Key facts - Direct funder for automotive businesses, $5K-$5M - Working Capital Loan: Fixed payments up to 24 months. Best for predictable use of funds. - Equipment Financing: Up to 60 months on the equipment. New or used. - Merchant Cash Advance: Sale of future receivables — paid back as a percentage of card sales. Use the MCA calculator to see the true cost before signing. - Revenue-Based Financing: Fixed daily or weekly ACH instead of card splits. Often cleaner than an MCA. ## About Merchant Fund Express Honest, trusted, professional DIRECT business funder. $15,000+/month revenue, 500+ FICO, 2-4 hour decisions, same-day funding possible. Phone (305) 384-8391. Also refinances/buys out existing MCAs.