Replace existing debt with better terms. Get approved in 24 hours with funding from $5,000 to $5 million.
Running a business in Columbia, South Carolina requires access to fast, flexible financing. Whether you need lowering payments, consolidating debt, improving cash flow, refinancing loans provides the capital you need with terms that work for your business. Reduce monthly payments and total interest.
At Merchant Fund Express, we understand the unique financial needs of Columbia businesses. Our streamlined application process means you can get approved in 24 hours and receive funding in 1-3 business days. No lengthy bank processes, no months of waiting – just fast, reliable business funding when you need it.
Open new locations, hire staff, expand operations, and scale your Columbia business to the next level.
Purchase or upgrade equipment, technology systems, vehicles, and tools essential for operations.
Stock up on inventory for busy seasons, bulk purchases, or new product launches without cash constraints.
Cover payroll, rent, utilities, and operational expenses during slow periods or seasonal fluctuations.
Getting refinancing loans in Columbia is straightforward with Merchant Fund Express:
Complete our simple 5-minute application with basic business information and recent bank statements.
Receive a funding decision within 24 hours with a customized offer for your Columbia business.
Sign documents electronically and get funds deposited directly into your business account in 1-3 days.
Join hundreds of South Carolina businesses funded by Merchant Fund Express
Apply Now - Takes 5 Minutes →Or speak with a funding specialist:
(305) 384-8391Most Columbia businesses receive funding within 1-3 business days after approval. Our application takes 5 minutes, and you'll get a decision within 24 hours.
Basic requirements: Operating business in Columbia or South Carolina for 6+ months, minimum $10,000 monthly revenue, business bank account in good standing. All credit scores considered.
We work with all credit levels. While credit is a factor, we focus more on your business revenue and cash flow. Many Columbia businesses with challenged credit have been approved.
You can use refinancing loans for any legitimate business purpose: lowering payments, consolidating debt, improving cash flow. There are no restrictions on how you spend your funding.