Get approved in 24 hours with better rates, higher limits, and no hidden fees. Join 10,000+ businesses who switched from Square Capital.
See why 10,000+ businesses made the switch
| Feature | Merchant Fund Express | Square Capital |
|---|---|---|
| Approval Time | ✓ 24 hours | ✗ 3-5 business days |
| Interest Rates | ✓ From 1.5% | ✗ From 8%+ |
| Maximum Funding | ✓ Up to $5,000,000 | ✗ Up to $500,000 |
| Minimum Credit Score | ✓ 550+ | ✗ 600+ |
| Origination Fees | ✓ $0 | ✗ 2-5% |
| Early Repayment Penalty | ✓ None | ✗ Yes |
| Customer Support | ✓ 24/7 Live Agent | ✗ Email Only |
| Funding Speed | ✓ Same Day | ✗ 5-10 Days |
Save an average of $12,400 per loan with our competitive rates and $0 origination fees. No hidden costs, no surprises.
Get approved in 24 hours and funded the same day. We don't make you wait when your business needs capital now.
We approve 87% of applications with credit scores as low as 550. Bad credit? No problem.
"I was paying 14% with Square Capital. Merchant Fund Express refinanced me at 3.2% and saved me $18,000. Approval took ONE day instead of waiting a week."
Sarah M. - Restaurant Owner for Technology in Milwaukee
"Square Capital capped me at $250K but I needed $500K for expansion. Merchant Fund Express approved $600K in 48 hours. Game changer."
Mike T. - Construction Company for Technology in Milwaukee
Pre-qualify in 60 seconds. No impact on credit score. No obligation.
Get Pre-Approved Now → Call: (844) 298-7325