Get $5K to $5M in working capital for your Los Angeles business. Fast approval, same-day funding, and flexible repayment options designed for the Los Angeles market.
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Los Angeles Small Businesses
Metro GDP
Los Angeles is the entertainment capital of the world and the largest manufacturing center in the United States. The LA metropolitan area's $1.1 trillion GDP would rank it among the world's top 15 economies if it were a country. The Port of Los Angeles is the busiest container port in the Western Hemisphere, handling over $300 billion in trade annually. LA's economy is remarkably diversified: while entertainment gets the headlines, the city is also a powerhouse in aerospace, international trade, healthcare, technology, and fashion. The creative economy alone employs over 190,000 workers directly.
Entertainment and media remain LA's signature industries, with the film, television, and streaming sectors generating over $70 billion annually. The tech sector has grown dramatically, with companies like Snap, TikTok's US operations, and SpaceX headquartered here. International trade through the Port of LA and LAX supports over 3 million jobs regionally. Healthcare is a massive employer, with systems like Kaiser Permanente, Cedars-Sinai, and UCLA Health serving millions. The cannabis industry, legalized in California, has created a $5 billion market with thousands of licensed businesses. Fashion, aerospace, and clean energy technology round out the major sectors driving business capital demand.
No matter what industry you operate in across Los Angeles, Merchant Fund Express understands the unique capital needs of your business. We have funded thousands of businesses across every sector, from Entertainment & Film to Cannabis, providing the fast, flexible capital that Los Angeles entrepreneurs need to compete and grow.
We provide business financing to virtually every industry in the Los Angeles metropolitan area. Our most active sectors include:
Major employers like Walt Disney, NBCUniversal, SpaceX, Northrop Grumman, Kaiser Permanente, Cedars-Sinai create a thriving ecosystem of suppliers, contractors, and service providers that all need working capital to grow. Whether you serve these corporate giants or the 4 million residents of Los Angeles, we have a funding solution for your business.
See how Merchant Fund Express compares to traditional Los Angeles banks when it comes to getting the business capital you need:
| Feature | Bank of America | Merchant Fund Express |
|---|---|---|
| Approval Time | 30-90 days | 24 hours |
| Min. Credit Score | 680+ | 500 |
| Time in Business | 2+ years | 4+ months |
| Collateral Required | Yes - property/assets | No collateral |
| Documentation | Tax returns, financials, business plan | 3 months bank statements |
| Funding Amount | $50K minimum | $5K - $5M |
| Approval Rate | ~20-30% | 95% |
| Prepayment Penalty | Often yes | Usually none |
Real Los Angeles businesses that grew with Merchant Fund Express funding:
Expanded from one truck to a fleet of three, serving downtown lunch crowds and weekend festivals. Monthly revenue tripled within six months. The owner used our flexible repayment structure tied to daily sales.
Upgraded to 4K editing suites and Dolby Atmos mixing rooms. Landed contracts with two major streaming platforms within the first year, increasing annual revenue by $1.2 million.
Invested in cutting-edge laser equipment and expanded treatment rooms. Patient bookings increased 80% and the practice now has a 3-month waitlist for premium services.
California leads the nation in small business lending protections through SB 1235, the California Commercial Financing Disclosure Law. All commercial lenders must disclose APR, total dollar cost, payment amounts, and prepayment policies. The California Department of Financial Protection and Innovation (DFPI) oversees commercial lending. California also has the California Financing Law (CFL) license requirement for lenders. Merchant Fund Express is fully compliant with all California disclosure requirements and DFPI regulations.
In addition to Los Angeles, Merchant Fund Express provides business funding throughout the Los Angeles metropolitan area including:
We serve businesses in all Los Angeles neighborhoods including Hollywood, Downtown LA, Santa Monica, Beverly Hills, Venice, Silver Lake, Koreatown, Echo Park, and all surrounding communities. No matter where your business is located in the Los Angeles metro area, we can help.
Join thousands of Los Angeles businesses funded by MFE.
Apply Now (305) 384-8391Everything you need to know about getting business funding in Los Angeles, CA.
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