Miami-based lender serving Texas businesses nationwide. Get funding for your oil & gas, technology, or healthcare business with 24-hour approval.
As a Miami-based business lender with national reach, Merchant Fund Express understands the unique funding needs of Texas businesses. Whether you're operating in Austin, running a oil & gas operation, or managing a technology company, we provide fast, flexible funding solutions.
Texas has a thriving business environment with 30M residents and diverse economic sectors. We specialize in funding for:
Get immediate cash flow for day-to-day operations, payroll, inventory, and unexpected expenses. Perfect for Texas businesses experiencing seasonal fluctuations or growth opportunities.
Finance new or used equipment for your oil & gas or technology business. Preserve working capital while acquiring the tools you need to grow.
For Texas businesses with consistent credit card sales, get an advance based on future receivables. Flexible repayment tied to your daily sales volume.
Access revolving credit when you need it. Perfect for managing cash flow gaps and taking advantage of time-sensitive opportunities in the Texas market.
Our qualification requirements are straightforward and designed to help more Texas businesses access funding:
Complete our simple online application in under 5 minutes. We'll need basic business information and recent bank statements.
Our team reviews your application within 24 hours and contacts you with a funding offer tailored to your Texas business.
Accept the offer, sign documents electronically, and receive funds in your business account typically within 1-2 business days.
Join hundreds of Texas businesses that have secured funding through Merchant Fund Express
Apply Now - Takes 5 MinutesMost Texas businesses receive funding within 1-3 business days after approval. The application process takes about 5 minutes, and you'll receive a decision within 24 hours.
Yes! While we're based in Miami, Florida, we serve businesses throughout Texas, including Austin and all surrounding areas. Our online application makes it easy to apply from anywhere in the state.
We work with Texas businesses of all credit levels. While credit is a factor, we focus more on your business's cash flow and revenue when making funding decisions.
Texas businesses can use the funds for any legitimate business purpose: inventory, equipment, payroll, marketing, expansion, renovations, or general working capital.
Capital: Austin
Population: Approximately 30M
Key Industries: Oil & Gas, Technology, Healthcare
Business Climate: Texas offers a diverse economy with opportunities across multiple sectors. Small businesses are the backbone of the state's economy, contributing significantly to employment and economic growth.