Terms of Use

Last updated: August 27, 2025

This Terms of Use agreement ("Agreement") is between you and Merchant Fund Express LLC ("Merchant Fund Express," "our," "us," or "we") and applies to the website located at www.merchantfundexpress.com (the "Site"), and governs your access to and use of the Site, including any content, functionality, and services offered on or through the Site (collectively, "Services").

1. Use of Site and Services

• You agree to use the Site only for lawful business purposes.
• You will not engage in fraudulent, abusive, or illegal activity, or attempt to gain unauthorized access to the Site.
• You certify that you are at least 18 years old and authorized to apply on behalf of your business.

2. Funding Applications

• By submitting an application, you certify that the information provided is true and complete.
• You authorize Merchant Fund Express and its funding partners to obtain credit reports, bank statements, and other information necessary to evaluate your eligibility.
• Submission of an application does not guarantee approval or funding. All approvals are subject to underwriting and verification.

3. Consent to Communications

By providing your contact information, you consent to receive calls, emails, and SMS/text messages from Merchant Fund Express and its partners, which may include the use of autodialer or prerecorded messages. Consent is not a condition of funding and you may opt out at any time.

4. Intellectual Property

All content on this Site is the property of Merchant Fund Express or its licensors and may not be copied or reused without permission.

5. Limitation of Liability

Merchant Fund Express is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or Services.

6. Indemnification

You agree to indemnify and hold harmless Merchant Fund Express and its affiliates from any claims arising from your use of the Site or Services.

7. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law provisions.

8. Changes to Terms

Merchant Fund Express may update these Terms at any time. Your continued use of the Site constitutes acceptance of updated Terms.

These Terms of Use are effective as of August 27, 2025.