Merchant Fund Express helps business owners fund bar equipment, kitchen buildouts, inventory, and working capital. Decision in 24 hours, funds in 1-3 business days, 500+ FICO accepted, no tax returns under $250K.
We've funded over 1,000 businesses across all 50 states with $50M+ in capital. While banks decline most small business loan applications and online lenders auto-reject anything outside their narrow criteria, we underwrite each file based on what actually matters: cash flow, revenue patterns, and your industry — not just a 720+ FICO and 2 years of tax returns.
Real underwriters review your file. No 60-day bank waits.
Cash flow and revenue weigh more than credit on most files.
Just 3 months of bank statements and a one-page application.
Dial (305) 384-8391 to speak with a funding specialist directly.
$5K-$500K · Daily/weekly ACH · 24-hour decision
$10K-$250K · Revolving · Pay only what you draw
$10K-$2M · Up to 60 months · Section 179 eligible
$10K-$5M · 80-90% advance · Fast cash from receivables
$5K-$1M · % of card sales · Fast funding
$25K-$2M · Fixed daily ACH · Predictable
Apply in 4 minutes. Decision in 24 hours. No obligation, no credit impact for pre-qualification.
Apply Now →Take 1-Min Quiz (305) 384-8391