Restaurant Funding & Business Loans

Specialized business funding for Restaurant businesses. $5K-$5M, 24-hour decisions, no collateral required on most products.

24-Hour Decision $5K-$5M 500+ FICO
Apply Now → (305) 384-8391

Why Choose Merchant Fund Express

We've funded thousands of Restaurant operators across all 50 states. Our underwriters understand Restaurant cash flow cycles, seasonal swings, and equipment needs. Fast capital with terms built for Restaurant businesses.

24-Hour Decisions

Real human underwriters review your file. No 60-day bank waits.

Bad Credit OK

500+ FICO accepted. Revenue and cash flow matter more than credit score.

No Collateral

Most products are unsecured. Personal guarantee only.

Real Specialists

Talk to real funding experts, not chatbots or call centers.

Funding Products We Offer

Working Capital

$5K-$500K · Daily/weekly ACH repayment · 24hr decision

Line of Credit

$10K-$250K · Revolving · Pay only on what you draw

Equipment Financing

$10K-$2M · Up to 60 months · Section 179 eligible

Invoice Factoring

$10K-$5M · 80-90% advance · Fast cash from AR

Merchant Cash Advance

$5K-$1M · % of card sales · Fast funding

Revenue Based Financing

$25K-$2M · Fixed daily ACH · Predictable

See all funding options →

Ready to Get Funded?

Apply in 4 minutes. Decision in 24 hours. No obligation, no credit impact for pre-qualification.

Apply Now →Take 4-Min Quiz (305) 384-8391