Equipment financing in 2026 — best options for new and used equipment.
Rankings based on speed of funding, approval rates, transparency of terms, customer experience, and total cost. Updated annually.
Up to $2M, terms to 60 months, all equipment types covered.
Requirements: 6+ months business, 550+ FICO
Specialized for construction, trucking, manufacturing equipment.
Requirements: 12+ months business, 600+ FICO typical
Vulcan ranges, Type I hoods, walk-ins, fryers, POS.
Requirements: 6+ months, 550+ FICO
CT, MRI, dental CBCT, lab equipment, EHR systems.
Requirements: Established practice preferred
Write off up to $1.16M same year while paying over 60 months.
Requirements: Equipment placed in service by Dec 31
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