Women-owned business loans 2026 — including grant alternatives and minority programs.
Rankings based on speed of funding, approval rates, transparency of terms, customer experience, and total cost. Updated annually.
No bias underwriting based on revenue and cash flow, not demographics.
Requirements: 6+ months, $10K+ revenue, 500+ FICO
WOSB certification opens federal contract set-asides.
Requirements: WOSB certification
Grameen, Accion, Kiva — mission-driven for women entrepreneurs.
Requirements: Various
Equipment as collateral neutralizes any underwriting bias.
Requirements: 6+ months, 550+ FICO
Tory Burch Foundation, IFundWomen, Hello Alice — non-loan funding.
Requirements: Application-based
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