No padded interchange. No tiered downgrades. No surprise fees. Powered by 1N1 Merchant Solutions, our DFW-based processing partner with 9+ years of independent merchant services experience.
Get Free Statement Audit → (305) 384-8391Real interchange-plus pricing means you pay the actual card brand cost plus a small, disclosed markup. No padded interchange, no junk fees.
Pricing through 1N1 Merchant Solutions, our authorized processing partner. All fees disclosed upfront in writing before signing.
Since 2016, 1N1 Merchant Solutions has built one of the highest-rated independent merchant services firms in the Southwest. 4.8★ rating across 18 Google reviews, 5+ year customer retention, and bilingual (English/Spanish) support — the kind of credit card processing relationship most merchants never get.
When you process credit cards through Merchant Fund Express, the merchant account, technical setup, and ongoing support runs through 1N1 — with MFE handling integrated funding and free statement audits to make sure you are always paying the lowest possible rate.
Real Google reviews from 1N1 Merchant Solutions customers.
"5+ years using 1n1 for payment processing. Transparent pricing, no hidden fees, consistently reliable service."
"Luis was extremely professional and knowledgeable. Smooth transition on getting the right devices. Highly recommend."
"Great service! Has been servicing us for 5-6 years and never had a problem. Super quick to respond!"
Interchange-plus pricing with full pass-through. No padded interchange, no junk fees, no tiered downgrades. Most merchants save 25-40% vs. their current processor after we run a free statement audit.
1N1 Merchant Solutions handles merchant account underwriting, terminal setup, and ongoing support. 1N1 is a DFW-based payment processor since 2016 with a 4.8★ rating across 18 Google reviews and 5+ year customer retention.
Yes. Clover hardware works with our processing partner. Many merchants switch to MFE/1N1 processing while keeping their existing Clover Station, Flex, or Mini hardware. We also sell new Clover hardware through our Clover POS page.
5-10 business days end-to-end. Merchant account approval 24-48 hours, hardware configuration 2-3 days, and live processing typically activates within a week of signed application.
Standard merchant account agreements run month-to-month with no early termination fee on our partner processing accounts. Always read your specific merchant agreement before signing — we disclose everything upfront.
Free merchant statement audit. 24-48 hour turnaround. Average savings $14,400/year.
Start Free Audit (305) 384-8391