Get business funding in Houston. $5K-$5M, 24-hour decisions, 500+ FICO accepted, no collateral on most products. Fast, flexible capital for Houston small businesses.
Local Houston businesses choose Merchant Fund Express because banks decline 80% of small business loan applications. We approve businesses with credit scores from 500, decisions in 24 hours, funds in 1-3 business days. Restaurants, contractors, medical practices, retail shops, trucking, and 100+ other industries fund with us every week.
Real human underwriters review your file. No 60-day bank waits.
500+ FICO accepted. Revenue and cash flow matter more than credit score.
Most products are unsecured. Personal guarantee only.
Talk to real funding experts, not chatbots or call centers.
$5K-$500K · Daily/weekly ACH repayment · 24hr decision
$10K-$250K · Revolving · Pay only on what you draw
$10K-$2M · Up to 60 months · Section 179 eligible
$10K-$5M · 80-90% advance · Fast cash from AR
$5K-$1M · % of card sales · Fast funding
$25K-$2M · Fixed daily ACH · Predictable
Apply in 4 minutes. Decision in 24 hours. No obligation, no credit impact for pre-qualification.
Apply Now →Take 4-Min Quiz (305) 384-8391