Call Now: (305) 384-8391  •  Mon-Fri 8am-7pm EST  •  95% Approval Rate  •  Funded in 24 Hours

Check If You Qualify — No Credit Impact

Find out in 30 seconds if your business qualifies for funding up to $500K

Great News! You Likely Qualify

Based on your information, you may qualify for up to $0. Complete your application to get funded in as little as 24 hours.

Complete Application

You May Qualify for Startup Programs

Based on your information, you may qualify for our startup funding programs. Apply to speak with a funding specialist who can find the right solution for your business.

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No Credit Check

Pre-qualification uses a soft inquiry that will never affect your credit score

30-Second Check

Get your pre-qualification result instantly with just 3 simple questions

Bank-Level Security

Your information is protected with 256-bit SSL encryption

What Our Clients Get

Flexible business funding solutions tailored to your needs. Approval in 24 hours, funding up to $500K.

Working Capital

Flexible funding to cover payroll, inventory, marketing, or any business expense. Repay with fixed daily or weekly payments.

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Line of Credit

Draw funds when you need them and only pay for what you use. Revolving access to capital for ongoing needs.

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Merchant Cash Advance

Get a lump sum based on future credit card sales. Repay automatically as a percentage of daily card transactions.

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Equipment Financing

Finance new or used equipment for your business. The equipment itself serves as collateral, making approval easier.

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Frequently Asked Questions

Everything you need to know about pre-qualifying for business funding.

No. Our pre-qualification check is completely free and uses a soft inquiry that does not impact your credit score. We only perform a hard credit pull after you submit a full application and give your explicit consent. You can check your qualification as many times as you want with zero risk to your credit.

The pre-qualification tool provides a conservative estimate based on your monthly revenue and time in business. Many of our clients receive more than the initial estimate once we review their full application and bank statements. The final funding amount is determined by your complete financial profile, including cash flow patterns, industry, and business performance.

To complete your full application, you will need: the last 3 months of business bank statements, a valid government-issued ID (driver's license or passport), and basic business information including your EIN or SSN, business address, and ownership details. The application takes about 5 minutes to complete.

Most approved businesses receive funding within 24 to 48 hours of submitting a complete application with all required documents. In many cases, same-day funding is available. Funds are deposited directly into your business bank account via ACH transfer.

Even if the tool indicates you may not meet standard requirements, we encourage you to apply anyway. We offer startup funding programs for newer businesses and have multiple funding partners with different criteria. A funding specialist will review your unique situation and work to find the best available option for your business.

Ready to Get Funded?

Join thousands of business owners who have secured funding through Merchant Fund Express. Apply today and get funded as fast as 24 hours.

Start Your Application

No obligation. No credit impact to apply.

Prefer to Talk to Someone?

Our funding specialists are ready to help you find the right solution for your business. Call now for a free consultation.

(305) 384-8391

Mon-Fri 8am-7pm EST

Related Funding Resources

Revenue-Based Financing Business Line of Credit Invoice Factoring Merchant Cash Advance Equipment Financing Funding Blog