What is revenue based financing?

Last updated May 2026 · Reviewed by David Chen
Quick Answer

Revenue based financing (RBF) is repaid as a fixed daily or weekly ACH payment based on your monthly revenue. Unlike MCAs which split credit card sales, RBF uses bank account ACH. Funding ranges from $25,000 to $2,000,000. Better for businesses with steady ACH revenue (subscriptions, B2B contracts).

Key Details

  • Fixed daily/weekly ACH payments
  • Based on monthly revenue, not card sales
  • $25K-$2M funding range
  • Better than MCA for predictable businesses
  • Subscription businesses ideal
  • Same speed as MCA (1-3 days)
Answer by David Chen — Senior Business Funding Editor
12+ years in alternative lending. $200M+ underwritten.

Get Your Personalized Funding Quote

Apply in 4 minutes. Decision in 24 hours. No obligation.

Apply Now → (305) 384-8391