Free · About 3 minutes · No credit pull

How Fundable Is Your Business?

Six questions. You get a fundability score, a plain-English breakdown of what drives it, and which funding products fit your numbers, with the reason for each one, before you share any contact details.

Start the Quiz What underwriters look at

quick questions

0-100

fundability score

products compared

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The score is calculated in your browser from your answers. Nothing is sent or stored unless you choose to submit your contact details at the end. It is an educational estimate, not a credit decision or an offer. Final eligibility, amounts and terms depend on a review of your bank statements and application.

What the score looks at, and how much each part counts

We are not hiding the method. The score is a weighted view of the same factors a funding underwriter reviews first. Here is exactly how the 100 points are split:

Factor	Weight	Why it matters
Monthly revenue	30 pts	Revenue through your business bank account is the main source of repayment. It also sets how much a funder is comfortable advancing.
Time in business	20 pts	A longer track record means more months of statements to show stable deposits.
Personal credit range	20 pts	Matters more for lines of credit and term-style products, and less for products underwritten mainly on deposits.
Existing payments	20 pts	Current loan or advance payments as a share of revenue, plus how many positions you already carry. Stacked daily debits are the most common reason a file gets declined.
Funding need vs. revenue	10 pts	Asking for an amount in line with monthly revenue is easier to approve than a request several times larger.

What this score cannot see: your actual bank statements. Average daily balance, number of NSFs or overdrafts, deposit consistency and which funders are already debiting your account are what an underwriter really decides on. Read how underwriters read your statements, then apply and we review the real numbers.

Keep going: tools and requirements

Funding cost calculator

Estimate payments and total repayment before you commit.

Revenue requirements

What monthly revenue funders typically look for.

How many positions is too many?

Why existing advances change what you can get.

Skip to the application

Already know what you need? Apply in a few minutes.

Quiz FAQs

Does the quiz affect my credit score?

No. The quiz does not pull your credit. You choose a credit range yourself, and the score is only an estimate based on what you tell us.

Do I have to give my phone number to see my results?

No. Your score, the breakdown and the product matches are shown first. Contact details are optional and only used if you ask a specialist to review your results.

Is a high score an approval?

No. It shows how your profile compares on the main underwriting factors. Approval, amount and terms are decided after a review of your application and recent bank statements.

What if I already have a merchant cash advance?

Enter your current payments. Existing positions are scored, and if your payment load is heavy the results point you toward a refinance or consolidation review instead of another advance.

Which products can the quiz match me to?

Working capital, business line of credit, merchant cash advance, revenue-based financing (including MCA refinance), equipment financing and invoice factoring.

Rather talk it through?

Call (305) 384-8391 or apply directly. Send your last few months of bank statements and we will tell you what is realistic.

Start Your Application