Real People. Real Funding Decisions.

Decades of combined small business lending experience. Founded in Miami. Funding businesses across all 50 states.

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Meet the Leadership

David Martinez

Founder & CEO

15 years in alternative lending. Founded MFE in 2024 after 8 years at a top-3 online lender. Lives in Miami.

Sarah Chen

Head of Underwriting

Former bank credit officer with 12 years experience. Underwrote $2B+ in business loans before joining MFE. UF MBA.

Marcus Thompson

Director of Funding Operations

Former operations leader at a major fintech. Built MFE's 24-hour decision engine. 10+ years in funding ops.

Maria Rodriguez

Customer Success Lead

Bilingual specialist with 8 years helping small business owners navigate funding. Personal funder of 500+ businesses.

Why We're Different

No Bots

Real human underwriters review every file.

Fast Decisions

24-hour decisions. Funds in 1-3 days.

Edge Cases Welcome

We approve businesses banks decline.

Miami HQ

Bilingual support. ITIN-friendly underwriting.

Talk to a Real Specialist

Ask anything. We'll be honest about what you qualify for.

(305) 384-8391Apply Online